Are all your investments eaten up in buying a dream car in spite of auto loan financing? An auto loan is your ticket to afford the car model you were fantasizing about for a long time. Therefore, buy your ticket carefully so that you don't land yourself in financial trouble. Most car enthusiasts stress upon whether their car should be new or used, a sedan or SUV, while paying little heed to the pros and cons detailed at the loan agreement. Overdependence on the lenders may push those buyers to miss the hidden charges and fees that they might have overlooked while reading the clauses in the agreement. So take ample time in browsing car loan rates and terms detailed in the loan quotes and ask your lenders to clarify if you find something dubious.