Most buyers look at one lender or dealer and assume they are getting the best interest rate and loan terms available. However, all motorcycle lenders have different credit scoring systems which can make one lender approve dramatically better loan terms and interest rates than another. In addition, many times if you have a great quote from one motorcycle lender you can use it as a bargaining chip to negotiate with other lenders. The bottom-line is the more you shop the better off you will be with getting approved for the best terms and interest rates available.